Lease-to-own amendment (normal, development, deferred sale or Oqood)
Registers amendments to an existing lease-to-own (Ijarah) arrangement with the Dubai Land Department.
How it works
- 1
Documents
You
- 2
Reviewed by MARIO E.G.S.H AI
MARIO E.G.S.H AI
- 3
Registered at trustee office
Runner at DLD
- 4
Title deed issued
DLD
Documents required
Lease letter from the bank showing the new lease amount and the start and expiry dates
originalEmirates ID of the owner (shown for identification only; no copy is taken) or a valid passport for non-resident foreigners
originalLegal power of attorney, if someone acts for a party
in some casesoriginalattestedlegal Arabic translationOnly if: Only when a representative attends; it must expressly cover this transaction on this property. A POA made abroad must be attested and legally translated into Arabic.If a party is a company: trade licence (with the partners page), memorandum of association with annexes (MOFA-attested with Arabic translation), job-title certificate of the signatory, and a POA or notarised board resolution
in some casesoriginalattestedlegal Arabic translationOnly if: Only when the owner or buyer is a company. A company that is not yet registered in the DLD system must first be registered (separate company-registration service).
Conditions, time and validity
- The bank must agree to the amendment and issue the letter.
- Processing time
- DLD: 10-15 minutes at the trustee office.
- Validity of the result
- The amended terms stay until the lease-to-own is released.
- Where it is applied for
- Real Estate Registration Trustee offices (in person). All outputs are electronic.
Steps at the authority
- Client agrees the change with the bank and collects the bank's lease letter.
- Our centre checks the file and submits it at a Real Estate Registration Trustee office; all documents are uploaded to the DLD digital vault.
- The fees are paid (e-pay, Dubai Pay, Noqodi or a manager's cheque to DLD) and a receipt is issued.
- DLD audits and registers the transaction; the updated title deed / certificate is sent by email.
Tips that save you a trip
- Tell us whether the amount or only the term is changing: the fees differ a lot.
Common reasons for rejection or delay
- Bank letter does not state the new amount or the dates.
Questions and answers
What does a term-only change cost?
DLD charges AED 1,000 + AED 20, and the trustee fee is AED 300 + VAT. Our staff confirm the total.
Checked by the MARIO E.G.S.H team on 2026-10-08. Rules can change at any time; our consultant confirms the details for your case.
Legal basis
Dubai Law No. 7 of 2006 concerning Real Property Registration; Dubai Law No. 14 of 2008 concerning Mortgages (financing rights)
Related services
Data update
Updates your registered data in the Dubai Land Department's records, at the centre or online.
To whom it may concern letter
Obtains a to-whom-it-may-concern letter about your property from the Dubai Land Department.
Property details certificate
Obtains an official certificate of your property's registered details from the Dubai Land Department.
Land map (affection plan)
Obtains the land map (affection plan) showing your plot details from the Dubai Land Department.