Lease-to-own release (normal or development title deed)
Registers the release of a lease-to-own (Ijarah) on a normal or development title deed with the Dubai Land Department.
How it works
- 1
Documents
You
- 2
Reviewed by MARIO E.G.S.H AI
MARIO E.G.S.H AI
- 3
Registered at trustee office
Runner at DLD
- 4
Title deed issued
DLD
Documents required
Letter from the bank releasing the lease-to-own, in Arabic
originalEmirates ID of the owner (shown for identification only; no copy is taken) or a valid passport for non-resident foreigners
originalLegal power of attorney, if someone acts for a party
in some casesoriginalattestedlegal Arabic translationOnly if: Only when a representative attends; it must expressly cover this transaction on this property. A POA made abroad must be attested and legally translated into Arabic.
Conditions, time and validity
- The bank's release letter must be in Arabic (DLD).
- Processing time
- DLD: 10-15 minutes at the trustee office.
- Validity of the result
- Permanent: a clean title deed (or Oqood certificate) is issued by email.
- Where it is applied for
- Real Estate Registration Trustee offices (in person). All outputs are electronic.
Steps at the authority
- Client settles the finance and collects the Arabic release letter from the bank.
- Our centre checks the file and submits it at a Real Estate Registration Trustee office; all documents are uploaded to the DLD digital vault.
- The fees are paid (e-pay, Dubai Pay, Noqodi or a manager's cheque to DLD) and a receipt is issued.
- DLD audits and registers the transaction; the updated title deed / certificate is sent by email.
Tips that save you a trip
- Ask the bank for the release letter in Arabic from the start; an English-only letter is a common reason for a second trip.
Common reasons for rejection or delay
- Release letter not in Arabic or not addressed to DLD.
- Another restriction (court attachment) on the property.
Questions and answers
Do I get a new title deed?
Yes. After the release DLD issues an updated electronic title deed without the bank's lease (fee AED 250).
Checked by the MARIO E.G.S.H team on 2026-10-08. Rules can change at any time; our consultant confirms the details for your case.
Legal basis
Dubai Law No. 7 of 2006 concerning Real Property Registration in the Emirate of Dubai
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