How it works
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Documents
You
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Reviewed by MARIO E.G.S.H AI
MARIO E.G.S.H AI
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Submitted at GDRFA
Runner at GDRFA
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Medical & biometrics
You
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Visa issued
GDRFA
Documents required
Passport (copy)
copyValid passport (staff to confirm minimum remaining validity).Title deed / DLD property status certificate (or Oqood for off-plan)
copyProperty must be in the applicant's name.Property valuation certificate from DLD or a DLD-licensed valuer
originalMust show a total value of at least AED 2,000,000.Bank letter / NOC for a mortgaged property
in some casesoriginalOnly if: Only if the property is mortgaged.Recent letter (staff to confirm accepted age).Personal photo
copyValid health insurance
copyICP: valid for the residence period.Emirates ID and current residence visa, if any
in some casescopyOnly if: If the applicant already lives in the UAE.
Conditions, time and validity
- Valuation must come from a DLD certificate (or a DLD-licensed valuer).
- GDRFA requires a hold (حجز) on the property to keep ownership for the whole residence; the property may not be sold or disposed of during the 10 years.
- Mortgaged property is accepted and all types of properties are included (GDRFA); for jointly owned property, the applicant's share must be at least AED 2 million.
- Applicant must be able to support self and family without government support, and hold valid health insurance.
- Golden residence holders are exempt from the 180-day stay-abroad rule: the residence lapses only if it expires while the holder is outside the UAE (GDRFA).
- Processing time
- GDRFA states 5 days for the permit, plus time for medical test and Emirates ID.
- Validity of the result
- 10 years, renewable while the conditions are still met.
- Where it is applied for
- GDRFA's golden investors page states that real-estate applications are submitted through the DLD-accredited centres: Al Tarash Centre, Gulf Vision, Golden Cube, Al Yalayis and EGSH. Other golden categories use GDRFA's digital channels (24/7) and Amer centres. Since the April 2026 GDRFA-DLD MoU, golden, retiree and property residency are being merged into one GDRFA channel (no date published).
Steps at the authority
- Client provides passport, title deed/Oqood and bank NOC if mortgaged.
- Centre obtains the DLD property status / valuation certificate.
- Golden residence application submitted through a DLD-accredited centre (for the real-estate category) and fees paid.
- Client does the medical fitness test and Emirates ID biometrics.
- Residence issued (electronic) and Emirates ID delivered.
Tips that save you a trip
- Get the DLD valuation first; it decides eligibility before any visa fee is paid.
- Several properties can be combined to reach AED 2 million.
- If you are abroad, ICP can issue a 6-month multiple-entry visa to come and complete the golden residency.
Common reasons for rejection or delay
- Valuation below AED 2 million (purchase price is not automatically the accepted value).
- Joint ownership where the applicant's share is under AED 2 million.
- Missing bank NOC for a mortgaged property, or the bank refuses the hold.
- Ownership through a company rather than in the applicant's own name (staff to verify company-owned cases).
- No valid health insurance, or medical fitness result unfit.
Questions and answers
Does a mortgaged or off-plan property count?
Mortgaged property is accepted by GDRFA, and ICP accepts bank financing from an approved local bank and off-plan purchases from approved developers. DLD's own page still mentions a bank letter showing the amount paid; our staff will confirm your case.
Can I sell the property after I get the golden visa?
GDRFA places a hold on the property and does not allow disposing of it during the residence. Selling it means you no longer meet the condition.
Checked by the MARIO E.G.S.H team on 2026-10-08. Rules can change at any time; our consultant confirms the details for your case.
Official sources
- GDRFA Dubai - Issuing a golden residence permit (investors)
- GDRFA Dubai (Arabic) - إصدار تصريح إقامة ذهبية (المستثمرون)
- ICP - Golden Residency Guide
- Dubai Media Office - GDRFA and DLD MoU (11 Apr 2026)
- ICP - New Identity Card Issuance (service 377-004-001-000)
- Secondary: Neolegal - UAE Golden Visa 2026 changes
Eligibility
What is the total value of the property (or properties) you own in the UAE, in AED?
The 10-year golden visa for property owners needs a total property value of at least AED 2 million. A property-owner (investor) visa for 2 years may still be possible.
Legal basis
Federal Decree-Law No. 29 of 2021; Cabinet Resolution No. 65 of 2022 (golden residence chapter), as amended.
Related services
Golden Visa, 5 years
Applies for a 5-year Golden Visa residence for eligible applicants through GDRFA Dubai (Amer).
Golden Visa for a newborn, 10 years
Obtains a 10-year Golden Visa for your newborn child through GDRFA Dubai (Amer).
Golden Visa for a newborn, 5 years
Obtains a 5-year Golden Visa for your newborn child through GDRFA Dubai (Amer).
File opening
Opens a new file with GDRFA Dubai (Amer) so that residence and visa transactions can be processed.

